Quote:
Originally posted by PiratesFan
I voted for a discount on Disney merchandise like the Disney Club, but I wouldn't be to quick to get this card. The incentive for discounts/rewards is to use the card frequently, but at what interest rate? If rates are too high and you don't pay off your charges by the next billing cycle, you might as well kiss any discounts goodbye. I don't like the idea of having yet another credit card to look after. I prefer cash. Many people already are receiving good rates on their other cards and I seriously doubt that Disney could offer anything better than 9.9%, which many people are doing beter, unless they issue gold/platinum/diamond/pixie dust cards to take care of the rates.
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PiratesFan, generally incentive cards don't have the best interest rates. That's why I use them like I would use cash. I keep track of my spending (I use Quicken, but you can even take the amount out of your checkbook balance & then you'll have the money to write the check at the end of the month with no interest charges) and just write one check at the end of the month. That way I don't pay any interest, but I get all the freebies. Just a thought.