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Old 08-08-2005   #14 (permalink)
PhilliesFan
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Join Date: Aug 2004
Location: South Jersey
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Re: Should I get the card?

You will need a credit card in order to establish credit. Take out one credit card only, and request a low limit like $1,000. Make sure you have enough money in you bank account to pay it off at the end of the month. It's very easy to bite off more than you can chew. As you grow older, and your salary and credit score rises, you can always then request a higher limit.
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