[rlcarmichael]

Most of these credit card deals aren't really deals at all, but just another way to get you to raise your balance. I don't know the specifics of this one, but the one's I've been seen lately are "0%" for VERY short time on balance transfers but they charge you a cash advance fee which is higher than you would have paid in interest for the 45-60 day period in the first place! Or the "0%" that if you are late on the due date (not the closing date) not only do you get hit for a "late charge" even though they actually got your payment but they then add the interest that they would have charged for the whole time to your balance. Or if you don't pay the balance entirely off within the alloted time...

I looked at the Disney (really Chase Bank) and threw it in the trash.