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Re: Student VISA?
I say get a regular Visa card with a low limit in order to build up your credit. Disney Visa has a high interest rate, and you don't need that unless you are booking a trip. If you have a Walmart nearby you could try to appoly for a Walmart discover. It's interest rates aren't that high (my hubby has one).
Buy small things like gas per month, or maybe one or two outfits per month. Here's a secret, when the bill comes, do not pay it off as soon as it comes. Pay off the card over the course of 2-3 months. If you pay it off right away, it actually HURTS your credit. Always pay the minimum payment per month, and a little more if you can.
Hope everything goes well!
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