Thread: Student VISA?
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Old 05-10-2006   #2 (permalink)
KittieKChick
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Join Date: Mar 2006
Location: North Carolina
Posts: 855
Re: Student VISA?

I say get a regular Visa card with a low limit in order to build up your credit. Disney Visa has a high interest rate, and you don't need that unless you are booking a trip. If you have a Walmart nearby you could try to appoly for a Walmart discover. It's interest rates aren't that high (my hubby has one).

Buy small things like gas per month, or maybe one or two outfits per month. Here's a secret, when the bill comes, do not pay it off as soon as it comes. Pay off the card over the course of 2-3 months. If you pay it off right away, it actually HURTS your credit. Always pay the minimum payment per month, and a little more if you can.

Hope everything goes well!
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