[DVC-JP]

The financial side is obviously important, but there's more to making this decision. If I had to look at how much it costs to go to wdw every year, I would probably talk myself out of it in most cases and go every 3 or 4 years. I made my choice 6 years ago to but 150 DVC points when my 2 kids were 2yrs and 4yrs (didn't know there'd be a 3rd in 2004). They had an wonderful time there and we stayed at the Polynesian. I thought it was the only negs were the rooms and the food. Four people in a hotel room is rough after the second night. The resturants were very expensive for what you got. Although, I can understand why. So, when I saw the size of the 1 bedroom villa, with a full kitchen, and the fact that it will be paid for each year without my looking at the numbers every time, it became a great choice for us. Everybody's situation is different. I say just look at all the factors, not just financial, when deciding. And in case I didn't make it clear, 6 yrs later, it was still a great decision.