[rlcarmichael]

Good article and the two problems that I saw was that when he looks at the projected annual fee at the end of the lease term of over $20 he doesn't explain that that will be in deflated dollars. I remember minimum wage at $1.15 per hour. Gas was 50 cents. Now minimum is $7 and gas is $3. Any difference really?

The other consideration is that the cost you pay for rooms if you are general public has like trippled since I first did WDW in 1986.

You can't consider DVC an investment, except in yourself. Although I can "rent" half of my points ($10-12) and my ownership and vacation is paid for, including what I paid for the membership divided by the total years.

And there isn't another timeshare out there that you can resell and get your money back. I've bought weeks that people paid $6k for for $1. That's right ONE dollar. But I can sell my DVC and recover the points cost still. (True, sooner or later the value will start dropping as you get closer to the lease expiration date, but I'll be too old to care then!)