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Re: do you purchase the vacation insurance?
We always take insurance but then we would have to pay for any medical emergency in the USA and of course there is all the numerous things airlines can do with baggage that needs to be covered too.
I have made several claims over the years, damaged bags and medical treatment and prescriptions etc. I think it would be risky for overseas visitors not to take insurance.
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Counting down to next year! trip 22 here we come!!!!!!!!!heart:  
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