Here is an incentive. I know times are tough, but you could get a free vacation.
I got this in my e-mail:
"Experience unforgettable family vacations for years to come. When you purchase a minimum real estate interest in a Disney Vacation Club Resort before January 15, 2009, receive a complimentary Disney vacation* getaway plus a $1,000 Gift Card that you can use during your trip."
Free Disney Vacation Club DVD
(Click on the link and see details at the bottom.)
Just wanted to pass this along.