Part of the issue was my misunderstanding. Seems this board uses a slightly different way of posting photos than what I am used to using (using the [IMG] tag).
So after I got past my own user error, I still had still no luck...
When I try to upload a photo via URL I get this error:
http://www.wdwmemories.com/osborne-c...cture-001.JPG:
Upload failed due to failure writing temporary file.
When I try to upload a photo from PC, then preview post, I get this error:
Fatal error: Allowed memory size of 33554432 bytes exhausted (tried to allocate 11845 bytes) in /home/buzz/public_html/forum/includes/functions_search.php on line 329
Thanks.