[bethishooked]

I pretty much get everything except the part about banking and your use year. Thought someone could explain it better to me. Here's what the CM told me:

My use year is 2/09. If I don't make reservations, or have remaining points by 8 months out from my use year, I will have to bank them. That means I have to bank any remaining 2009 points by 9/31/09. My question is....what happens from 10/1/09 to 1/31/10 if I want to use those points or rent them out? She said I can't touch my banked points until the start of the next use year 2/1/10. So, does that mean I can't do anything for those 4 months?