Student VISA?

Matrinix · 05-10-2006

Does Disney have a Student VISA program? I'm going to be 18 soon and I want to establish my credit and I really want a Disney VISA. Any ideas?

KittieKChick · 05-10-2006

I say get a regular Visa card with a low limit in order to build up your credit. Disney Visa has a high interest rate, and you don't need that unless you are booking a trip. If you have a Walmart nearby you could try to appoly for a Walmart discover. It's interest rates aren't that high (my hubby has one).

Buy small things like gas per month, or maybe one or two outfits per month. Here's a secret, when the bill comes, do not pay it off as soon as it comes. Pay off the card over the course of 2-3 months. If you pay it off right away, it actually HURTS your credit. Always pay the minimum payment per month, and a little more if you can.

Hope everything goes well!

05-10-2006	#1 (permalink)
Matrinix Junior Mouseketeer Join Date: May 2006 Location: Pensacola, FL Posts: 17	Student VISA? Does Disney have a Student VISA program? I'm going to be 18 soon and I want to establish my credit and I really want a Disney VISA. Any ideas?

05-10-2006	#2 (permalink)
KittieKChick Big Cheese Join Date: Mar 2006 Location: North Carolina Posts: 855	Re: Student VISA? I say get a regular Visa card with a low limit in order to build up your credit. Disney Visa has a high interest rate, and you don't need that unless you are booking a trip. If you have a Walmart nearby you could try to appoly for a Walmart discover. It's interest rates aren't that high (my hubby has one). Buy small things like gas per month, or maybe one or two outfits per month. Here's a secret, when the bill comes, do not pay it off as soon as it comes. Pay off the card over the course of 2-3 months. If you pay it off right away, it actually HURTS your credit. Always pay the minimum payment per month, and a little more if you can. Hope everything goes well! __________________ Brandy - Mommy to a 'May 2007' Princess! ----------------------------------------------------------------------- Happiness is having a Disney trip planned. oh yeah, and having the family to go with you. Correction: I now know that the family is optional. Por Favor Mantengase Alejado De Las Puertas **19901997200020052006-Belated Honeymoon2009***

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Student VISA?

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