[heathersmommy]

We actually have two Disney Visa's accounts, one with me as the primary & another with my husband as the primary. On his, we calculate how much 1% of our trip will be (example $1800 would be an award of $18) & charge enough to get the reward up to $20 (the minimum before you can redeem). We then pay off the card before charging the trip and then let the trip sit interest free for 6 months. We redeem the rewards and use on the current trip.

We use my visa for all other charges right up until we leave. Restaurants, groceries, gas, clothes, phone bill, cellular bill, netflix, direct tv, fast food, anywhere that will take a credit card.

[smm21468]

How long does it take for rewards to post to an account? It seems like it take a long time.

[Daisee]

It takes 1 or 2 days after your account has closed for the month. They can then be transferred to your Disney Rewards card.