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Disney Visa
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04-22-2008
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#1 (permalink) |
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Mouseketeer
Join Date: Mar 2008
Posts: 38
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Disney Visa
How long does it take rewards to post to an account?
And how do people get so many points? I charge everything we buy and pay it off right away that month but can a person charge their house payments to this card then pay it off? I am looking for any way to get more rewards. What does everyone charge to their cards to get 500 or more rewards a year? The site for the Visa is really vauge about everything and so far they never posted the free dinning to the site yet and it has been 20 days since it started? I found out about it here then days later got an email from the Visa site telling me about it? Help I want to learn anything I can about earning rewards before our Sept 19th trip to WDW! I want any and all tips you all have up your sleeves! Thanks for the help in advance! Susie in NY Going to WDW Sept 19-26, 2008 |
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04-22-2008
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#2 (permalink) |
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taking a break
Join Date: Jan 2007
Posts: 2,801
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Re: Disney Visa
We have been using the Disney Visa for years now. We charge and pay it completely off each month. We use it in place of cash just to earn reward points.
To answer your question about what can you charge to earn so many points.. well.. we charge.. gas, groceries, take out, restaurants, just about anything you pay cash for these days, you can charge. I don't have any tricks, but I can tell you we wear out a least 2 cards per year from swiping it so much. The key is to PAY IT OFF each month. |
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04-22-2008
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#3 (permalink) |
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Free Dining 2009!
Join Date: Oct 2006
Location: Cape Coral, FL
Posts: 1,658
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Re: Disney Visa
Is the card through Chase? We have Chase Platinum and we get rewards on that but we should switch to the Disney card. It would make alot more sense for us.
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Jenna  76 off Site,77 off Site,79 off Site, 82 off Site, 84 Contem, 86 Poly,89 off site, 93 POR, 97 CBR, 00 Marriott GV, 03 CBR,05 OKW, 06 SSR, 07Marriott GV, 07 CBR, 08 POR,Next 08 trip off to POP |
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04-22-2008
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#4 (permalink) |
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Big Cheese
Join Date: Feb 2008
Location: RI but wishing DH would agree to Disney move
Posts: 542
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Re: Disney Visa
We charged our DVC down payment to our card and got great rewards for that. We also had a deal for no interest for 6 months on the dp.
What you would need to do is charge any & everything that you can pay off and not end up in debt over. That way you are using it for the convience and for the rewards not to rack up bills that actaully prevent you from debt.
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gemdisneyCBR 1989  POR 2002 GF honeymoon 2003 SSR 2007 Summer 2008-YC  Winter 2008-AKL  August 20-Sep1 09 OKW, SSR & BLT (multi-tasking trip) |
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04-22-2008
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#5 (permalink) |
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Senior Mouseketeer
Join Date: Feb 2008
Location: South Jersey
Posts: 303
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Re: Disney Visa
We charge gas,groceries,restaurants,cable bill,cell phone bill,car insurance,home owners,Home repairs & remodels,DSs school lunch for the month and we try to buy and pay everything we can with this card.
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04-22-2008
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#6 (permalink) |
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Mouse Meister
Join Date: Mar 2007
Location: Rural Valley, PA
Posts: 1,288
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Re: Disney Visa
I pay phone bills, cable bills, groceries, gas - which is a major purchase now!
anything that can be paid by credit card, I use it for. and like said before, the secret is to track your purchases and pay it off in full every month. I deduct the card amounts right out of my checkbook so I only use it for available cash.
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POFQ Nov 13-19, 2009 - can't wait FREE DINING   POP Sept 19-27, 2008 Great trip - Free Dining -MNSSHP POP Nov 2007- It was WONDERFUL -MVMCP Nov 1996 AS Sports |
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04-22-2008
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#7 (permalink) | |
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MB Cast Member ®
Join Date: Feb 2003
Location: Space Mountain
Posts: 3,917
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Re: Disney Visa
Quote:
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86,92,96 Offsite * 2002 AKL * 2003 BCV * 2004 Contemporary * 2005 WL * 2006 BWV* 2008 CSR * |
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04-22-2008
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#8 (permalink) |
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Mouse Meister
Join Date: Dec 2001
Location: CRETE, IL.
Posts: 1,340
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Re: Disney Visa
All of the things mentioned and don't forget to charge your vacation to the card and use the points earned on a later vacation!
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Been There, Done That, GOING BACK AGAIN! Oct 20-29, 2009! CSR When You Wish Upon a Star! Jan. 75 CR, Nov. 77 RP, July 86-91 CBR, July 93-97 PORR, Dec. 98 WL, July&Oct. 99&00 CSR, May&Oct. 01-03 AKL&CSR, May&Oct.&Dec. 04 AKL&CSR, Sept. 06 DLR, May&Nov. 05-07 AKL&CSR&POFQ&SSR, May&Oct. 08 SSR |
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04-22-2008
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#9 (permalink) |
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it'S MEE
Join Date: Oct 2004
Location: Wisconsin
Posts: 1,930
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Re: Disney Visa
Pretty much what everyone else said . . . we put EVERYTHING on the card that we possibly can. AND pay it off at the end of the month. It took us a little over a year to be just under 500 reward dollars.
Jennatrz, it is through Chase. Maybe you can switch it over! Go to Disney's® VISA® for info.
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"The best remedy for those who are afraid, lonely or unhappy is to go outside, somewhere where they can be quiet, alone with the heavens, nature and God. Because only then does one feel that all is as it should be." Anne Frank "Middle age is when you've met so many people that every new person you meet reminds you of someone else." Ogden Nash Is there anyplace happier than Disney World? |
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04-22-2008
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#10 (permalink) |
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Big Cheese
Join Date: Jan 2008
Location: In the Mitten
Posts: 941
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Re: Disney Visa
With the gas prices being so high ($3.59 today in Michigan) and the 5X the rewards points from April-June on gas, dining and groceries; I'm hoping to rack up the points.
__________________
 Tiggerific is my DH1994 October: Our Honeymoon: Beach Club Resort 1997 April: POFQ 2003 February: POFQ (first trip with the kids) / October: All Star Sports (our anniversary get-a-way) 2004 September: Coronado Springs (We survived Hurricane Jeanne) 2007 Jan: POFQ / Aug: Caribbean Beach 2008 August: All Star Sports (just me and DH ) December: Wilderness Lodge  2009 April: Pop Century (our surprise to the kids 1 day at the MK April 17th) August: Pop |
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04-22-2008
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#11 (permalink) |
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Big Cheese
Join Date: Mar 2005
Location: Texas
Posts: 527
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Re: Disney Visa
We use it for everything and pay it off every month. If you can pay it with a Visa, we use it for that. Some bills you can pay with it, but some companies will not let you use credit to pay. If I could figure out how to pay my mortgage with it, without extra fees, I would! My mortgage company doesn't allow payments with a credit card without paying an extra fee.
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Jane Save Lids, Save Lives TRAINING is the opposite of hoping. 2009 - All Star Movies 2006 - Disneyland - offsite 2005 - All Star Music (DS's 1st WDW trip!) 2002 - offsite 2000 - Yacht Club |
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04-22-2008
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#12 (permalink) | |
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Free Dining 2009!
Join Date: Oct 2006
Location: Cape Coral, FL
Posts: 1,658
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Re: Disney Visa
Quote:
so long. UGH.
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Jenna 76 off Site,77 off Site,79 off Site, 82 off Site, 84 Contem, 86 Poly,89 off site, 93 POR, 97 CBR, 00 Marriott GV, 03 CBR,05 OKW, 06 SSR, 07Marriott GV, 07 CBR, 08 POR,Next 08 trip off to POP |
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04-22-2008
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#13 (permalink) |
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Mouseketeer
Join Date: Mar 2008
Posts: 38
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Re: Disney Visa
Wow thanks for all the help.
For the 5x the rewards we charged our airfare, our whole disney vacation for this Sept and I just paid it in full tonight a week early. My AAA agent kept trying to con me into not putting the vacation on my card. Then when that did not work she tried not to charge it in full? Anyone know whats up with travel agents? I want the rewards now for my trip to use on my Sept 2008 trip. They must get something for trying to not let you do it. I purchased the insurance for $49.99 a person the kids were free so it paid to pay it now seeing we had saved for our trip and got the free dining. The agent was so angry I told her we would not use her again. Now she is kissing our a**. I am going to ask my credit union if they charge a fee for taking a credit card for our house payment. I am contacting the cable and electric tomorrow! Thanks a ton this helped alot more then you all will ever know! People are so nice here. Why can you not all move to Rochester NY you would all make it a better place to live. Susie |
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04-22-2008
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#14 (permalink) | |
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eleventwentyten
Join Date: Sep 2004
Location: In the middle of the madness
Posts: 11,412
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Re: Disney Visa
Quote:
We charge the entire household on that card. But never anything I couldn't pay off when the bill comes. It wouldn't make sense to get 1 point per $100 spent if you have to pay interest on a balance 
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WDW Theme Parks Moderator - moderating with a twist Limser was my first MB friend ~ Pepperstink is my cheesy friend Doughnut, HB and Limser are my Michigan Martini Madness cohorts MissDisney is the better cookie baker Pu is back eleventwentyten Every morning is the dawn of a new error |
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04-23-2008
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#15 (permalink) | |
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Mouse Meister
Join Date: Dec 2001
Location: CRETE, IL.
Posts: 1,340
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Re: Disney Visa
Quote:
__________________
Been There, Done That, GOING BACK AGAIN! Oct 20-29, 2009! CSR When You Wish Upon a Star! Jan. 75 CR, Nov. 77 RP, July 86-91 CBR, July 93-97 PORR, Dec. 98 WL, July&Oct. 99&00 CSR, May&Oct. 01-03 AKL&CSR, May&Oct.&Dec. 04 AKL&CSR, Sept. 06 DLR, May&Nov. 05-07 AKL&CSR&POFQ&SSR, May&Oct. 08 SSR |
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