[jo-jo]

Originally Posted by Dawn

Yikes!!! I better check the mail to see if mine is getting raised too. I know my capital one just got raised from 2.85% to 9.99%.


Have a great time on your trip.....We enjoy staying at POR too

You had an interest rate of 2.85%? Was that a special promo rate?

[dancing4disney]

We were just notified that our interest rate will be going up and I therefore don't plan on using the card as often.

[ohiodisneydad]

I got one myself and my credit limit was around $800. I had another Chase CC which had a zero balance and called Customer Service to cancel the non Disney card. They offered to transfer the available credit from the non Disney card over to the Disney card.

[zoomaster]

We had our disney visa interest increased from 9.24 to 14.99 they said in a letter they where in the process of going thru and evaluating all there interest rates for the cardholders. At least that is what they told me when I called an talked to them about it.

[mmoore]

My first post. This really makes me mad so I had to reply.

I have 3 Disney credit cards - I use 2 for some small business expenses and one for personal. I always pay the balance. My credit score in nearly 800. One had a 25,000 limit and the other two were at least 15,000 (can't remember exactly). Last fall, I paid the balance on the 25,000 limit one in full and the bank mis-entered the amount. By the next month I was not only received a late fee because they mis-entered the amount under the minimum, but they added interest on the entire balance. When I called, they had reduced my limit because I didn't pay the minimum and said they just sent a letter which I received about a week later. I got the problem interest and late fee taken off but they would not increase my limit. In addition at the same time, they reduced both limits on my other 2 cards. I'm pretty sure the interest rate was increased as well, but that doesn't make a difference since I always pay it off.

My friend just today had the exact same problem with Chase. They mis-entered her paid amount and charged interest and a late fee. Her husband just "retired early" from Chase last month.

Since, I pay my credit card at Chase and check the receipt. This is ridiculous!

[chris24]

Originally Posted by delmarjohn

A friend of mine had his credit line reduced from 12,000-6,000...his credit score average is 734..avg all three...and his debt percentage..is less than 10% of his credit lines....my son applied for a disney visa and was approved ,he has a credit score of 736 and was granted a wopping credit line of 640.00 dollars .....I urge others to post and maybe disney is listening ...and will either change card companies or try to influence chase or at least ask them what is going on...I myself have stopped using my disney visa ....because I hav eheard to many other similiar stories ...I have no confidence in their practices...I know this is a happy forum but I urge others to post their stories or others they have heard ...

a similar situation happened with us and american express. our blue card had a limit of 59,000. they reduced it to 20 and change, for no apparent reason - we have excellent credit, low ratio, etc. i called them and inquired why - the said thay they need to reduce their exposure, and although i have excellent credit, there is nothing they can do for me at this time. so after having this card for almost 10 years, i cancelled it....