Benefits to Paying Early

garada3 · 07-21-2003

Are there any benefits to paying off the FTP early?

The money is in the bank, earning us the intrest. I am just waiting until closer to the 45 day point to actually pay Disney.

I know there is the satisfaction of having the majority of the trip paid for, but is there anything I am missing out on?

Thanks!

mickaholic4077 · 07-21-2003

Why should Disney have the money one day earlier than they require it? It should stay with you,earning interest for you!!!

**mickey** · 07-21-2003

No, you aren't missing anything. Disney will not give you any credit or anything else for paying early. They won't even send out your paper work early, so there really is no advantage, other than knowing that it is paid for.

tinkerbell · 07-21-2003

Quote:

Originally posted by mickey
No, you aren't missing anything. Disney will not give you any credit or anything else for paying early. They won't even send out your paper work early, so there really is no advantage, other than knowing that it is paid for.

:laugh :laugh :laugh :laugh yeah .. peace of mind at least as far as knowing its done is a very nice thing to have :laugh :laugh :laugh dont mind me .. I am having a melt down .. as Zazu says .. there's one in every family ... 2 in mine actually *sigh*

MickeyMac · 07-22-2003

If you pay by the Disney Visa card, the benefit there would be that you would have access to your points sooner and can take them with you.

garada3 · 07-22-2003

I tried to explain the Disney Visa point thing to my DH. He thought I was crazy to want a new card just to get a few dollars back and insisted I stick with the super low rate, no fee, high limit no balance card that we have has for years.

I know someday I will appreciate his money saving/investing/paying cash habits, like when we can retire comfortably...years from now.

MickeyMac · 07-22-2003

I think the Disney Visa has no annual fee, plus, we pay it off at the end of every month. Paying credit card interest of any kind defeats the point of investing in the first place, according to my anal retentive accountant husband. Using a card to it's maximum benefit (aka: don't carry a balance and use the rewards) is what he calls 'income.' We've so far 'earned' seventy dollars in dream rewards using that system. (granted, I paid off my surgery using the card, which was a chunk of change)

krafty · 07-22-2003

I believe one of the benefits of the Disney Visa card is that if you charge your vacation on it, you don't pay interest on the money spent.

MickeyMac · 07-22-2003

It's interest free for six months only, and you must charge a package on it. I'm an AP holder and do only room only, so that lovely little benefit is not for me. :( I'd rather take the reward dollars anyways. They are soooo pretty! :love:

07-21-2003	#1 (permalink)
garada3 Senior Mouseketeer Join Date: May 2003 Posts: 424	Benefits to Paying Early Are there any benefits to paying off the FTP early? The money is in the bank, earning us the intrest. I am just waiting until closer to the 45 day point to actually pay Disney. I know there is the satisfaction of having the majority of the trip paid for, but is there anything I am missing out on? Thanks!

07-21-2003	#3 (permalink)
mickey Administrator Join Date: Sep 2001 Posts: 6,232	No, you aren't missing anything. Disney will not give you any credit or anything else for paying early. They won't even send out your paper work early, so there really is no advantage, other than knowing that it is paid for. __________________ Frank Costanza: You can drop a grand in Disney World, like that.

07-22-2003	#5 (permalink)
MickeyMac Cherubic Chocoholic Join Date: Mar 2002 Posts: 2,233	If you pay by the Disney Visa card, the benefit there would be that you would have access to your points sooner and can take them with you. __________________ ... back in the frozen tundra!

07-22-2003	#7 (permalink)
MickeyMac Cherubic Chocoholic Join Date: Mar 2002 Posts: 2,233	I think the Disney Visa has no annual fee, plus, we pay it off at the end of every month. Paying credit card interest of any kind defeats the point of investing in the first place, according to my anal retentive accountant husband. Using a card to it's maximum benefit (aka: don't carry a balance and use the rewards) is what he calls 'income.' We've so far 'earned' seventy dollars in dream rewards using that system. (granted, I paid off my surgery using the card, which was a chunk of change) __________________ ... back in the frozen tundra!

07-22-2003	#8 (permalink)
krafty Mouseketeer Join Date: Aug 2002 Location: Holland, Michigan Posts: 75	I believe one of the benefits of the Disney Visa card is that if you charge your vacation on it, you don't pay interest on the money spent. __________________ I've stayed at Polynesian, Wilderness Lodge, Contemporary, Caribbean Beach, Old Key West and Boardwalk.

		MouseBuzz.com > Mouscellaneous > The Mouse Trap
Benefits to Paying Early

07-21-2003	#2 (permalink)
mickaholic4077 Currently in Timeout! Join Date: Nov 2002 Location: 90 miles from The Mick!!!!! Posts: 6,181	Why should Disney have the money one day earlier than they require it? It should stay with you,earning interest for you!!!

07-22-2003	#6 (permalink)
garada3 Senior Mouseketeer Join Date: May 2003 Posts: 424	I tried to explain the Disney Visa point thing to my DH. He thought I was crazy to want a new card just to get a few dollars back and insisted I stick with the super low rate, no fee, high limit no balance card that we have has for years. I know someday I will appreciate his money saving/investing/paying cash habits, like when we can retire comfortably...years from now.

07-22-2003	#9 (permalink)
MickeyMac Cherubic Chocoholic Join Date: Mar 2002 Posts: 2,233	It's interest free for six months only, and you must charge a package on it. I'm an AP holder and do only room only, so that lovely little benefit is not for me. :( I'd rather take the reward dollars anyways. They are soooo pretty! :love: __________________ ... back in the frozen tundra!

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