So, how do you save for Disney?

BuzzLightyear · 03-07-2003

Just curious.
Also wondering if anyone pays their credit card negative just before the BIG trip.

Thanks

dlashe4977 · 03-07-2003

I usually try to make room on my credit card right before the trip. :D

**DisneyTeacher** · 03-07-2003

We have never been able to do that before but we will this year. In the past we just went and didn't think much about it before, we just tried not to charge too much, but you know how that goes. We have been saving for 5 years (since my DS was born) to have a blow out trip all paid for before we ever leave home. I don't think I will pay the credit card until we get home though, we just won't have a balance before we leave then pay it off the next statement. We have an account that is JUST disney money, my DH teaches for 2 different colleges on the side and we put both of those checks in the Disney account.

tiggerlover1971 · 03-07-2003

I put extra change in my "change jar" I either use it when I go to disney or for christmas and each week if we have money left over at the end of the week I exchange it for Disney Dollars so I am not tempted to use that money

**DisneyTeacher** · 03-07-2003

We collect change too---2 quarts comes out to about 250 dollars!!

ilvminnie · 03-07-2003

We save the change, too, & then put it in our savings account that I've actually called "DisneyWorld." A good chunk of my paycheck also goes into that account...we always say I'm just working for WDW! Also, my DD has people give her Disney Dollars for birthdays & such so she has spending money that doesn't have to come out of her regular money.

jwdj4lfe · 03-07-2003

The Change jar really works! My family used a 18 oz. oatmeal jar, with a printed out label wrapped around it saying "Our Disney Vacation". In about 5 monthes we aleady had 150 dollars saved up! Thats enough to pay for 1 night at a deluxe resort, or 2 at the all stars! It would help to turn it in for Disney Dollars to reduce the temptation. Needless to say, i think the jar method only works for disney vacations planned out far in advance! lol
Joe:)
oh yea we didnt put any penny's in it either, thats a whole other jar! lol

disneycouple30 · 03-07-2003

We make our reservations about 7 months in advance then pay for a night in the room each month and put 250 away each month for our plane tickets, and annual passes tickets and meals. We end up enough money to enjoy ourselves. We are lucky that we have our house and car paid off so we have the extra money. This allows us to go down to WDW twice in a 12 month period with no problem.

ilvminnie · 03-07-2003

And don't forget the Disney VISA card a lot of us should be getting soon. That ought to help!

ilvminnie · 03-07-2003

Quote:

Originally posted by disneycouple30
We are lucky that we have our house and car paid off so we have the extra money. This allows us to go down to WDW twice in a 12 month period with no problem.

That's our next goal, too. Boy will that be nice!

graybill · 03-07-2003

I always check my credit card balances about a week before our trip. I then send payment in full for each so that I start our vacation with zero balances.

graybill

WEDINDISNEY · 03-07-2003

I never thought about taking the x-tra money that we were saving for the trip and turing it into Disney dollars... That makes so much sense... We have a Disney savings account that we started right after x-mas and I was starting to worry that I might wind up taking some of the money out... Guess where Im off to........... Bank and Disney Store here I come :laugh

Oh and the coin jar idea REALLY works... We planned our Disney wedding for about 8 months and all the x-tra change that we had we put in one of those water cooler jugs(and promised each other that we WOULDN'T touch it) ..Well in the end (8 months later) we had just shy of 650.00.. I was amazed..... When we left the bank I told my DH that was found money and we could use it on whatever we wanted to by while we were in DW. :)

Oh well Heigh Ho Heigh Ho its off to the Bank I go... :weird:

wdwjeff · 03-07-2003

I start about a year ahead of time. I take x number of dollars from each paycheck, delete it from my checking account, and keep a separate piece of paper in my checkbook marked "Disney," with the amount I've saved on it. When I think I have enough, then I start taking that amount in cash and put it aside for spending money. Therefore, the whole trip is paid for before I go.:heart :)
P.S. I do that for every vacation, not just WDW.

sandanv1 · 03-07-2003

My Husband is a baseball umpire, so all that $$ goes to the Disney fund for special things like annual passes.

We go every couple months, and just try to schedule on a payday weekend. No credit cards for me.

Every once in a while, the bills will have to wait so we can get our Disney fix

quartz7 · 03-07-2003

Hi

We start planning a couple years in advance. We make a list of where we are going to stay, what passes, transportation and spending for the trip. This gives us a ball park figure to shoot for and save monthly. We usally add a few more dollars for inflation. Doing it this way, we don't use our credit cards down there. Of course We have to reserve using a card, but that is paid off with 1 or 2 of the monthly payments. This keeps our card free and we come home credit card debt free. Only downfall for us, is that we can't go often enough. It takes a while to pay for a 2 week vacation to WDW.

Janelle

03-07-2003	#1 (permalink)
BuzzLightyear MB Cast Member ® Join Date: Feb 2003 Location: Space Mountain Posts: 3,917	So, how do you save for Disney? Just curious. Also wondering if anyone pays their credit card negative just before the BIG trip. Thanks __________________ 86,92,96 Offsite * 2002 AKL * 2003 BCV * 2004 Contemporary * 2005 WL * 2006 BWV* 2008 CSR * My Disney Countdown Counting down to: 30 days 20 hours 24 minutes

03-07-2003	#2 (permalink)
dlashe4977 Senior Mouseketeer Join Date: Sep 2002 Location: Medford, Long Island, NY Posts: 198	I usually try to make room on my credit card right before the trip. :D __________________ 10/01/71 - MAGIC KINGDOM 08/02/76 - Magic Kingdom 6/91 - Polynesian 11/98 - Embassy Suites 5/00 - Grand Floridian 12/02 - All Star Music 11/03 - Polynesian 11/04 - Pop Century & Wilderness Lodge 08/07 - POFQ & Poly or WL again

03-07-2003	#3 (permalink)
DisneyTeacher Super Moderator Join Date: Jan 2003 Location: WDW in my dreams Posts: 18,559	We have never been able to do that before but we will this year. In the past we just went and didn't think much about it before, we just tried not to charge too much, but you know how that goes. We have been saving for 5 years (since my DS was born) to have a blow out trip all paid for before we ever leave home. I don't think I will pay the credit card until we get home though, we just won't have a balance before we leave then pay it off the next statement. We have an account that is JUST disney money, my DH teaches for 2 different colleges on the side and we put both of those checks in the Disney account. __________________ ~Stephanie~ 1993 Caribbean Beach Resort ~ 1996 Caribbean Beach resort ~1997 Caribbean Beach Resort ~2003 Wilderness Lodge ~2004 Beach Club Resort/Shades of Green/Pop Century~ 2005 Wilderness Lodge Resort/Beach Club Villas ~ 2006 Saratoga Springs Resort~2007 Port Orleans French Quarter/Beach Club Villas/Boardwalk Villas ~ 2007 Port Orleans Riverside~ 2008 Wilderness Lodge/Beach Club Villas~2008 Beach Club Villas~2009 Hilton Head Island~ 2009 Beach Club Villas~2010 Beach Club Villas~ My Disney Countdown Counting down to: Beach Club here we come 162 days 15 hours 24 minutes

03-07-2003	#4 (permalink)
tiggerlover1971 Official bouncer of DC Join Date: Aug 2002 Location: 100 acre woods Posts: 4,068	I put extra change in my "change jar" I either use it when I go to disney or for christmas and each week if we have money left over at the end of the week I exchange it for Disney Dollars so I am not tempted to use that money __________________ Cheryl ^i^ * Postcard Pixie * ^i^ ~ Sharing the Disney magic ~ woohoo only 20 more pounds to go to goal weight

03-07-2003	#5 (permalink)
DisneyTeacher Super Moderator Join Date: Jan 2003 Location: WDW in my dreams Posts: 18,559	We collect change too---2 quarts comes out to about 250 dollars!! __________________ ~Stephanie~ 1993 Caribbean Beach Resort ~ 1996 Caribbean Beach resort ~1997 Caribbean Beach Resort ~2003 Wilderness Lodge ~2004 Beach Club Resort/Shades of Green/Pop Century~ 2005 Wilderness Lodge Resort/Beach Club Villas ~ 2006 Saratoga Springs Resort~2007 Port Orleans French Quarter/Beach Club Villas/Boardwalk Villas ~ 2007 Port Orleans Riverside~ 2008 Wilderness Lodge/Beach Club Villas~2008 Beach Club Villas~2009 Hilton Head Island~ 2009 Beach Club Villas~2010 Beach Club Villas~ My Disney Countdown Counting down to: Beach Club here we come 162 days 15 hours 24 minutes

		MouseBuzz.com > Walt Disney World > WDW Budget Tips
So, how do you save for Disney?

03-07-2003	#6 (permalink)
ilvminnie House of Mouse Hostess Join Date: May 2002 Location: Denver, Colorado Posts: 2,443	We save the change, too, & then put it in our savings account that I've actually called "DisneyWorld." A good chunk of my paycheck also goes into that account...we always say I'm just working for WDW! Also, my DD has people give her Disney Dollars for birthdays & such so she has spending money that doesn't have to come out of her regular money. __________________ I WISH I WAS IN DISNEYWORLD NOW!!!

03-07-2003	#7 (permalink)
jwdj4lfe Mouse Meister Join Date: Mar 2002 Location: Orlando, Fl UCF Posts: 1,089	The Change jar really works! My family used a 18 oz. oatmeal jar, with a printed out label wrapped around it saying "Our Disney Vacation". In about 5 monthes we aleady had 150 dollars saved up! Thats enough to pay for 1 night at a deluxe resort, or 2 at the all stars! It would help to turn it in for Disney Dollars to reduce the temptation. Needless to say, i think the jar method only works for disney vacations planned out far in advance! lol Joe:) oh yea we didnt put any penny's in it either, thats a whole other jar! lol __________________ "Here is the world of imagination, hopes and dreams. In this timeless land of enchantment...magic and make believe are reborn-and fairy tales come true"- Walt Disney Collector of WDW Resorts... Animal Kingdom Lodge, Contemporary, Port Orleans FQ, All Star Sports, Music and Movies,Pop Century, Fort Wilderness Campground and counting... GO KNIGHTS

03-07-2003	#8 (permalink)
disneycouple30 Senior Mouseketeer Join Date: Jul 2002 Location: In the Boonies Posts: 487	We make our reservations about 7 months in advance then pay for a night in the room each month and put 250 away each month for our plane tickets, and annual passes tickets and meals. We end up enough money to enjoy ourselves. We are lucky that we have our house and car paid off so we have the extra money. This allows us to go down to WDW twice in a 12 month period with no problem. __________________ My Disney Countdown Counting down to: Next Trip to WDW I'm so unhappy

03-07-2003	#9 (permalink)
ilvminnie House of Mouse Hostess Join Date: May 2002 Location: Denver, Colorado Posts: 2,443	And don't forget the Disney VISA card a lot of us should be getting soon. That ought to help! __________________ I WISH I WAS IN DISNEYWORLD NOW!!!

03-07-2003	#11 (permalink)
graybill Senior Mouseketeer Join Date: Sep 2002 Location: Ocean City, NJ Posts: 213	So, how do you save for Disney? I always check my credit card balances about a week before our trip. I then send payment in full for each so that I start our vacation with zero balances. graybill __________________ Disneyland 1959 Disney World 1979 DVC 2001

03-07-2003	#12 (permalink)
WEDINDISNEY Mouse Meister Join Date: Mar 2003 Location: NOW NJ SOMEDAY WDW Posts: 1,587	I never thought about taking the x-tra money that we were saving for the trip and turing it into Disney dollars... That makes so much sense... We have a Disney savings account that we started right after x-mas and I was starting to worry that I might wind up taking some of the money out... Guess where Im off to........... Bank and Disney Store here I come :laugh Oh and the coin jar idea REALLY works... We planned our Disney wedding for about 8 months and all the x-tra change that we had we put in one of those water cooler jugs(and promised each other that we WOULDN'T touch it) ..Well in the end (8 months later) we had just shy of 650.00.. I was amazed..... When we left the bank I told my DH that was found money and we could use it on whatever we wanted to by while we were in DW. :) Oh well Heigh Ho Heigh Ho its off to the Bank I go... :weird: __________________ 2009 AKV KIDANI VILLAGE 2008 OKW 2008 WLV 2007 AKV & SSR 2007 OKW 2006 SARATOGA SPRINGS (X-MAS) 2006 POFQ 2005 WYNDHAM PALACE DTD 2003 AKL 2002 POLY (WEDDING & HONEYMOON) "YOUR DREAMS CAN COME TRUE IF YOU HAVE THE COURAGE TO PURSURE THEM." WALT DISNEY "WHEN YOU'RE CURIOUS, YOU FIND LOTS OF INTERSTING THINGS TO DO." WALT DISNEY Members I have met: timkelmom & dznycropper My Disney Countdown Counting down to:

03-07-2003	#13 (permalink)
wdwjeff Big Cheese Join Date: Feb 2002 Location: West Chester, PA Posts: 778	I start about a year ahead of time. I take x number of dollars from each paycheck, delete it from my checking account, and keep a separate piece of paper in my checkbook marked "Disney," with the amount I've saved on it. When I think I have enough, then I start taking that amount in cash and put it aside for spending money. Therefore, the whole trip is paid for before I go.:heart :) P.S. I do that for every vacation, not just WDW. __________________ wdwjeff GF 1988 ASMu 1998 Studio City Sheraton 2000 HRH/CBR June/July 2002 Portofino Bay Sept./Oct. 2004 BWV/Royal Pacific July/August 2005 HRH/BCV August 2008 My Disney Countdown Counting down to: Universal first, then it's Magic Time We're here, We're here!!!!!!!!!

03-07-2003	#14 (permalink)
sandanv1 Mouse Meister Join Date: Jan 2003 Location: 15 miles from WDW Posts: 1,110	My Husband is a baseball umpire, so all that $$ goes to the Disney fund for special things like annual passes. We go every couple months, and just try to schedule on a payday weekend. No credit cards for me. Every once in a while, the bills will have to wait so we can get our Disney fix __________________ Now that we live in near WDW, we stop by every couple weeks! "Of course I don't look busy...I did it right the first time! 2005 - Moved 20 miles from WDW POR (Oct) Fort Wilderness (Dec) 2004 - Pop Cent. (Feb, April) POR(Oct,Dec) Caribbean (Oct) 2003 - All Star Music (Feb.) All Star Sports (April), POR (Oct), CSR (Dec) 2002 - Fort Wilderness (Dec), POR (Oct), AKL (Aug), off site (may):(, CSR (April), Caribbean (Feb) 2001 - Fort Wilderness (Dec), PO Riverside (Oct)

03-07-2003	#15 (permalink)
quartz7 Mouse Meister Join Date: Jul 2002 Location: Parker, Colo Posts: 1,084	Hi We start planning a couple years in advance. We make a list of where we are going to stay, what passes, transportation and spending for the trip. This gives us a ball park figure to shoot for and save monthly. We usally add a few more dollars for inflation. Doing it this way, we don't use our credit cards down there. Of course We have to reserve using a card, but that is paid off with 1 or 2 of the monthly payments. This keeps our card free and we come home credit card debt free. Only downfall for us, is that we can't go often enough. It takes a while to pay for a 2 week vacation to WDW. Janelle __________________ Janelle The very center of Disneyland! Proud Mama of DD Jazzy 14 DS Trevor 10 DC(cat) Tinkerbell 2 Offsite.......1992 Polynesian, Grand Floridian, Contempory.....1994 Disneyland Hotel.....2000, 2001, 2005 Polynesian......2004, 2006 Disneyland Hotel............June 2008, Oct. 2008 Disneyland Hotel.....June 2009

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