Disney Visa Card

sandmshall · 01-16-2009

Are there any REAL benefits to the Disney Visa card other than the no interest 6 months???? I've heard some people use it all the time to gain points. We are heading to Disney in July, but probably won't be making it an annual thing.

smee57 · 01-16-2009

You can use the Disney reward dollars for purchases at any Disney Store or online (not just theme parks), in addition to using them for Disney vacations and any purchases (including food) at the theme parks. We love ours and use it faithfully!

rlcarmichael · 01-16-2009

The interest rates are high, and the rewards low (1%.)

I use mine for the 6 months no interest when I buy DVC points or when they offer bonus (5%.) You can also use the rewards for DVC dues.

smee57 · 01-16-2009

Quote:

Originally Posted by rlcarmichael

The interest rates are high, and the rewards low (1%.)

Good point! You MUST pay the card off at the end of each month to make it worth using!

**DisneyTeacher** · 01-16-2009

Quote:

Originally Posted by rlcarmichael

The interest rates are high, and the rewards low (1%.)

I use mine for the 6 months no interest when I buy DVC points or when they offer bonus (5%.) You can also use the rewards for DVC dues.

That's very true. It's not a card you want to carry a balance on, I think the interest is something like 10.9% right now.

MickeyEars · 01-16-2009

Quote:

Originally Posted by DisneyTeacher

That's very true. It's not a card you want to carry a balance on, I think the interest is something like 10.9% right now.

We've had our card for a few years now and the interest rate is only 6%. We use ours to accumulate the points for the kids spending money.

**DisneyTeacher** · 01-16-2009

Quote:

Originally Posted by MickeyEars

We've had our card for a few years now and the interest rate is only 6%. We use ours to accumulate the points for the kids spending money.

I may have been wrong about the interest rate, I haven't looked at in in a long time, I was going off memory.

DiZ NeE O8 · 01-16-2009

well, I have had the card for 2 yrs now and the truth is that its not that good of a rewards card being that it is only 1%. I think that the best benefit is that you get a special meet 'N' Greet in epcot and a free 5x7 picture. which is sweet

callie08 · 01-17-2009

Ooops! Please see my other post.

callie08 · 01-17-2009

The rewards are not that great - especially if you only have a short time to accumulate points before your trip. If you use it long term it can really save you money on a trip. We have had ours for years and are saving $1200 on our upcoming trip

!

rlcarmichael · 01-17-2009

The rates have dropped. Just over 19% for cash advances/9% for purchases.

Like most credit cards - what ever you do DON'T miss the due date. If they jack your rates, it get REALLY ugly. HSBC is the worst - the "due date" changes almost every month as much as a full week. Big "late" charges even though they get your payment before the statement date. It's CRIMINAL what these banks get away with now.

hiner · 01-21-2009

We use our points to help pay for things while we are at WDW. Both DH and I have one.

We also did the Character M&G in Epcot and had a blast. DS was in a bad mood and boy did Goofy get him laughing. The picture was worth it too.

jamjat · 02-20-2009

Only real thing we use it for is 15 -20% off all the tours; quite a savings there. Points are not as good as some other cards for us. It's also good for some 10% discounts on shopping in Downtown Disney.

M5ward · 02-21-2009

I use it all the time. Each time we go to the World, I have usually accumulated enough reward points for at least one VERY good meal.

MickeyEars · 02-21-2009

Also the rewards points don't expire within a year, they're usually good for quite awhile.

01-16-2009	#1 (permalink)
sandmshall Mouseketeer Join Date: Dec 2008 Location: Georgia Posts: 30	Disney Visa Card Are there any REAL benefits to the Disney Visa card other than the no interest 6 months???? I've heard some people use it all the time to gain points. We are heading to Disney in July, but probably won't be making it an annual thing.

01-16-2009	#2 (permalink)
smee57 it'S MEE Join Date: Oct 2004 Location: Wisconsin Posts: 1,935	Re: Disney Visa Card You can use the Disney reward dollars for purchases at any Disney Store or online (not just theme parks), in addition to using them for Disney vacations and any purchases (including food) at the theme parks. We love ours and use it faithfully! __________________ "The best remedy for those who are afraid, lonely or unhappy is to go outside, somewhere where they can be quiet, alone with the heavens, nature and God. Because only then does one feel that all is as it should be." Anne Frank "Middle age is when you've met so many people that every new person you meet reminds you of someone else." Ogden Nash *Is there anyplace happier than Disney World?*

01-16-2009	#3 (permalink)
rlcarmichael Too many DVC points? NST Join Date: Aug 2005 Location: Chesapeake VA Posts: 1,996	Re: Disney Visa Card The interest rates are high, and the rewards low (1%.) I use mine for the 6 months no interest when I buy DVC points or when they offer bonus (5%.) You can also use the rewards for DVC dues. __________________ Richard Carmichael, Chesapeake VA DVC Member BLT, VGC & SSR 2009 SSR(x2), AKV, BWV, BLT(x2), VB, DCL Magic; 2008-SSR, WLV, OKW YC; 2007-YC, GF: DCL Wonder; 2006-SSR, SoG, Poly; 2005- Poly (x2), Orange Lake; 1999-Courtyard LB; Disney Inn (RIP - now SoG) '90, '88, '86 Make-A-Wish Volunteer www.wish.org My Wish - no Wish Kids to send to see THE* Mouse.* 2nd Fav Org - Give Kids The World Village www.gktw.org My Disney Countdown Counting down to: BLT Mk Christmas Trip 19 days 0 hours 14 minutes

01-16-2009	#8 (permalink)
DiZ NeE O8 Senior Mouseketeer Join Date: Jan 2009 Location: Miami Posts: 230	Re: Disney Visa Card well, I have had the card for 2 yrs now and the truth is that its not that good of a rewards card being that it is only 1%. I think that the best benefit is that you get a special meet 'N' Greet in epcot and a free 5x7 picture. which is sweet __________________ Jan 2007 - All Star Sports May 2007 - Off-site Aug 2007 - Off-site Sept 2007 - All Star Sports Dec 2007 - Pop Century Aug 2008 - Pop Century Dec 2008 - All Star Movies (Purchased DVC) YAY!!! Future trips Feb 2009 - SSR May 2009 - SSR

01-17-2009	#9 (permalink)
callie08 Junior Mouseketeer Join Date: Nov 2008 Posts: 21	Re: Disney Visa Card Ooops! Please see my other post. Last edited by callie08; 01-17-2009 at 08:00 AM. Reason: repost

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Disney Visa Card

01-17-2009	#10 (permalink)
callie08 Junior Mouseketeer Join Date: Nov 2008 Posts: 21	Re: Disney Visa Card The rewards are not that great - especially if you only have a short time to accumulate points before your trip. If you use it long term it can really save you money on a trip. We have had ours for years and are saving $1200 on our upcoming trip !

01-17-2009	#11 (permalink)
rlcarmichael Too many DVC points? NST Join Date: Aug 2005 Location: Chesapeake VA Posts: 1,996	Re: Disney Visa Card The rates have dropped. Just over 19% for cash advances/9% for purchases. Like most credit cards - what ever you do DON'T miss the due date. If they jack your rates, it get REALLY ugly. HSBC is the worst - the "due date" changes almost every month as much as a full week. Big "late" charges even though they get your payment before the statement date. It's CRIMINAL what these banks get away with now. __________________ Richard Carmichael, Chesapeake VA DVC Member BLT, VGC & SSR 2009 SSR(x2), AKV, BWV, BLT(x2), VB, DCL Magic; 2008-SSR, WLV, OKW YC; 2007-YC, GF: DCL Wonder; 2006-SSR, SoG, Poly; 2005- Poly (x2), Orange Lake; 1999-Courtyard LB; Disney Inn (RIP - now SoG) '90, '88, '86 Make-A-Wish Volunteer www.wish.org My Wish - no Wish Kids to send to see THE* Mouse.* 2nd Fav Org - Give Kids The World Village www.gktw.org My Disney Countdown Counting down to: BLT Mk Christmas Trip 19 days 0 hours 14 minutes

01-21-2009	#12 (permalink)
hiner Mouse Meister Join Date: Nov 2003 Location: Body: Worcester PA Heart & Soul: WDW Posts: 1,826	Re: Disney Visa Card We use our points to help pay for things while we are at WDW. Both DH and I have one. We also did the Character M&G in Epcot and had a blast. DS was in a bad mood and boy did Goofy get him laughing. The picture was worth it too. __________________ Kim I could be ready in a minute for WDW, just tell me when! WDW - 11/78 & 11/84 - Ft. Wilderness Disneyland - 09/87 - Off Site WDW - Off Site 10/89, CBR 10/99, CBR 05/04, CBR 05/05, CBR 05/07, POLYNESIAN 5/09 SUPERBOWL CHAMPS, THE STEELERS, "SHOCKED THE WORLD"! YANKEES WILL BE BACK IN 2009! AND THE BROWN'S WERE BACK IN WDW 2009! My Disney Countdown Counting down to: Take me with you....pppllleeeaaassseee!!!!!

02-20-2009	#13 (permalink)
jamjat Baby MouseBuzzer Join Date: Feb 2009 Posts: 1	Re: Disney Visa Card Only real thing we use it for is 15 -20% off all the tours; quite a savings there. Points are not as good as some other cards for us. It's also good for some 10% discounts on shopping in Downtown Disney.

02-21-2009	#14 (permalink)
M5ward Senior Mouseketeer Join Date: Nov 2008 Location: South Jersey Posts: 324	Re: Disney Visa Card I use it all the time. Each time we go to the World, I have usually accumulated enough reward points for at least one VERY good meal. __________________ ºoº * ~ ** ~ * ºoº Michele Second star to the right and straight on until morning. (Peter Pan) http://www.magicalkingdoms.com/timer...sfo87kv2ma.png November, 1981 (Cont.),November, 1983 (Cont.),December, 1994 (off-site), January, 2005 (BWI), March, 2006 (BWI), January, 2007 (SSR), November, 2007 (SSR), February, 2008 (BWV), October, 2008 (OKW), January, 2009 (BWV),October, 2009 (BCV) My Disney Countdown Counting down to: Avery's First Trip to the World 63 days 13 hours 59 minutes

02-21-2009	#15 (permalink)
MickeyEars Big Cheese Join Date: Jan 2008 Location: In the Mitten Posts: 948	Re: Disney Visa Card Also the rewards points don't expire within a year, they're usually good for quite awhile. __________________ Tiggerific is my DH 1994 October: Our Honeymoon: Beach Club Resort 1997 April: POFQ 2003 February: POFQ (first trip with the kids) / October: All Star Sports (our anniversary get-a-way) 2004 September: Coronado Springs (We survived Hurricane Jeanne) 2007 Jan: POFQ / Aug: Caribbean Beach 2008 August: All Star Sports (just me and DH ) December: Wilderness Lodge 2009 April: Pop Century (our surprise to the kids 1 day at the MK April 17th) August: Pop My Disney Countdown Counting down to: Next trip...when the Fantasyland refurb is finished.

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